Loan EMI Calculator & Amortisation Schedule

Bangladesh Bank Policy: market-based (cap removed 2020) | BRPD Prepayment Fee Cap: 1%

Reducing-Balance Loan Summary

Monthly EMI:23,537
Total Interest Payable:64,882
Total Amount Payable:564,882
Applicable AIT Rate:10%

BRPD Prepayment Fee Cap Calculator

Max Prepayment Penalty (1% Cap):2,000

Amortisation Schedule

MonthBeginning BalanceEMIPrincipal PaymentInterest PaymentEnding Balance
1500,00023,53718,5375,000481,463
2481,46323,53718,7224,815462,741
3462,74123,53718,9094,627443,832
4443,83223,53719,0984,438424,733
5424,73323,53719,2894,247405,444
6405,44423,53719,4824,054385,962
7385,96223,53719,6773,860366,285
8366,28523,53719,8743,663346,411
9346,41123,53720,0733,464326,338
10326,33823,53720,2733,263306,065
11306,06523,53720,4763,061285,589
12285,58923,53720,6812,856264,908
13264,90823,53720,8882,649244,020
14244,02023,53721,0972,440222,924
15222,92423,53721,3082,229201,616
16201,61623,53721,5212,016180,096
17180,09623,53721,7361,801158,360
18158,36023,53721,9531,584136,407
19136,40723,53722,1731,364114,234
20114,23423,53722,3941,14291,840
2191,84023,53722,61891869,221
2269,22123,53722,84569246,377
2346,37723,53723,07346423,304
2423,30423,53723,3042330

Multi-Product Financial Comparison Matrix

Comparing 22 Bangladesh financial institutions with Shariah & Regulatory Compliance (BRPD & NBR).

🕌 Shariah & Institution Filter:
Showing 104 product offers | Ranked by Organic Net Yield (70%) + Partner Bid (30%)
Rank & DisclosureInstitutionProduct Name & ShariahGross Rate / FeeAIT Yield (TIN 10%)Non-TIN (15%)BRPD & Regulatory TooltipRatingDeep Diveআবেদন করুন
#1Organic Top
IPDC Finance PLC
High Deposit Returns
DPS Deposit Scheme
Conventional
9.50%
আজ হালনাগাদ
8.55%8.07%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.6
বিবরণ →
#2Organic Top
IPDC Finance PLC
High Deposit Returns
Fixed Deposit (FDR)
Conventional
10.50%
আজ হালনাগাদ
9.45%8.92%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.6
বিবরণ →
#3Organic Top
IPDC Finance PLC
High Deposit Returns
Personal Loan
Conventional
14.00%
আজ হালনাগাদ
14.00% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.6
বিবরণ →
#4Organic Top
HSBC Bangladesh
International Wealth Management
Savings Account
Conventional
3.75%
আজ হালনাগাদ
3.38%3.19%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.8
বিবরণ →
#5Organic Top
HSBC Bangladesh
International Wealth Management
DPS Deposit Scheme
Conventional
7.25%
আজ হালনাগাদ
6.53%6.16%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.8
বিবরণ →
#6Organic Top
HSBC Bangladesh
International Wealth Management
Fixed Deposit (FDR)
Conventional
8.25%
আজ হালনাগাদ
7.42%7.01%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.8
বিবরণ →
#7Organic Top
HSBC Bangladesh
International Wealth Management
Personal Loan
Conventional
14.75%
আজ হালনাগাদ
14.75% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.8
বিবরণ →
#8Organic Top
HSBC Bangladesh
International Wealth Management
Credit Card
Conventional
6,000/yr
আজ হালনাগাদ
Waiver @ ৳250,000N/A
NBR SRO 182 Slabs + Fee
4.8
বিবরণ →
#9Organic Top
Dutch-Bangla Bank PLC
Largest ATM Network
Savings Account
Conventional
4.50%
আজ হালনাগাদ
4.05%3.82%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.6
বিবরণ →
#10Organic Top
Dutch-Bangla Bank PLC
Largest ATM Network
DPS Deposit Scheme
Conventional
8.00%
আজ হালনাগাদ
7.20%6.80%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.6
বিবরণ →
#11Organic Top
Dutch-Bangla Bank PLC
Largest ATM Network
Fixed Deposit (FDR)
Conventional
9.00%
আজ হালনাগাদ
8.10%7.65%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.6
বিবরণ →
#12Organic Top
Dutch-Bangla Bank PLC
Largest ATM Network
Personal Loan
Conventional
13.00%
আজ হালনাগাদ
13.00% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.6
বিবরণ →
#13Organic Top
Dutch-Bangla Bank PLC
Largest ATM Network
Credit Card
Conventional
2,500/yr
আজ হালনাগাদ
Waiver @ ৳80,000N/A
NBR SRO 182 Slabs + Fee
4.6
বিবরণ →
#14Organic Top
Eastern Bank PLC
Premium Cards
Savings Account
Conventional
4.50%
আজ হালনাগাদ
4.05%3.82%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.6
বিবরণ →
#15Organic Top
Eastern Bank PLC
Premium Cards
DPS Deposit Scheme
Conventional
8.50%
আজ হালনাগাদ
7.65%7.22%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.6
বিবরণ →
#16Organic Top
Eastern Bank PLC
Premium Cards
Fixed Deposit (FDR)
Conventional
9.25%
আজ হালনাগাদ
8.33%7.86%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.6
বিবরণ →
#17Organic Top
Eastern Bank PLC
Premium Cards
Personal Loan
Conventional
13.25%
আজ হালনাগাদ
13.25% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.6
বিবরণ →
#18Organic Top
Eastern Bank PLC
Premium Cards
Credit Card
Conventional
3,000/yr
আজ হালনাগাদ
Waiver @ ৳100,000N/A
NBR SRO 182 Slabs + Fee
4.6
বিবরণ →
#19Organic Top
The City Bank PLC
American Express Partner
Savings Account
Conventional
4.75%
আজ হালনাগাদ
4.28%4.04%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.5
বিবরণ →
#20Organic Top
The City Bank PLC
American Express Partner
DPS Deposit Scheme
Conventional
8.75%
আজ হালনাগাদ
7.88%7.44%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.5
বিবরণ →
#21Organic Top
The City Bank PLC
American Express Partner
Fixed Deposit (FDR)
Conventional
9.75%
আজ হালনাগাদ
8.78%8.29%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.5
বিবরণ →
#22Organic Top
The City Bank PLC
American Express Partner
Personal Loan
Conventional
14.00%
আজ হালনাগাদ
14.00% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.5
বিবরণ →
#23Organic Top
The City Bank PLC
American Express Partner
Credit Card
Conventional
3,500/yr
আজ হালনাগাদ
Waiver @ ৳120,000N/A
NBR SRO 182 Slabs + Fee
4.5
বিবরণ →
#24Organic Top
LankaBangla Finance PLC
Retail Loan Specialist
DPS Deposit Scheme
Conventional
9.50%
আজ হালনাগাদ
8.55%8.07%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.5
বিবরণ →
#25Organic Top
LankaBangla Finance PLC
Retail Loan Specialist
Fixed Deposit (FDR)
Conventional
10.25%
আজ হালনাগাদ
9.22%8.71%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.5
বিবরণ →
#26Organic Top
LankaBangla Finance PLC
Retail Loan Specialist
Personal Loan
Conventional
14.25%
আজ হালনাগাদ
14.25% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.5
বিবরণ →
#27Organic Top
Prime Bank PLC
Competitive Loan Rates
Savings Account
Conventional
4.75%
আজ হালনাগাদ
4.28%4.04%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.4
বিবরণ →
#28Organic Top
Prime Bank PLC
Competitive Loan Rates
DPS Deposit Scheme
Conventional
8.50%
আজ হালনাগাদ
7.65%7.22%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.4
বিবরণ →
#29Organic Top
Prime Bank PLC
Competitive Loan Rates
Fixed Deposit (FDR)
Conventional
9.50%
আজ হালনাগাদ
8.55%8.07%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.4
বিবরণ →
#30Organic Top
Prime Bank PLC
Competitive Loan Rates
Personal Loan
Conventional
13.00%
আজ হালনাগাদ
13.00% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.4
বিবরণ →
#31Organic Top
Prime Bank PLC
Competitive Loan Rates
Credit Card
Conventional
2,500/yr
আজ হালনাগাদ
Waiver @ ৳90,000N/A
NBR SRO 182 Slabs + Fee
4.4
বিবরণ →
#32Organic Top
Rocket (DBBL MFS)
MFS Pioneer in BD
Savings Account
Conventional
4.00%
আজ হালনাগাদ
3.60%3.40%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.4
বিবরণ →
#33Organic Top
Rocket (DBBL MFS)
MFS Pioneer in BD
DPS Deposit Scheme
Conventional
7.00%
আজ হালনাগাদ
6.30%5.95%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.4
বিবরণ →
#34Organic Top
Rocket (DBBL MFS)
MFS Pioneer in BD
Fixed Deposit (FDR)
Conventional
8.00%
আজ হালনাগাদ
7.20%6.80%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.4
বিবরণ →
#35Organic Top
Rocket (DBBL MFS)
MFS Pioneer in BD
Personal Loan
Conventional
15.00%
আজ হালনাগাদ
15.00% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.4
বিবরণ →
#36Organic Top
Rocket (DBBL MFS)
MFS Pioneer in BD
Credit Card
Conventional
Zero Annual Fee
আজ হালনাগাদ
Waiver @ ৳0N/A
No Annual Fee
4.4
বিবরণ →
#37Organic Top
Pubali Bank PLC
Widespread Branch Coverage
Savings Account
Conventional
4.00%
আজ হালনাগাদ
3.60%3.40%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.3
বিবরণ →
#38Organic Top
Pubali Bank PLC
Widespread Branch Coverage
DPS Deposit Scheme
Conventional
8.00%
আজ হালনাগাদ
7.20%6.80%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.3
বিবরণ →
#39Organic Top
Pubali Bank PLC
Widespread Branch Coverage
Fixed Deposit (FDR)
Conventional
8.75%
আজ হালনাগাদ
7.88%7.44%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.3
বিবরণ →
#40Organic Top
Pubali Bank PLC
Widespread Branch Coverage
Personal Loan
Conventional
13.00%
আজ হালনাগাদ
13.00% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.3
বিবরণ →
#41Organic Top
Pubali Bank PLC
Widespread Branch Coverage
Credit Card
Conventional
1,500/yr
আজ হালনাগাদ
Waiver @ ৳50,000N/A
NBR SRO 182 Slabs + Fee
4.3
বিবরণ →
#42Organic Top
United Commercial Bank PLC
Upay MFS Partner
Savings Account
Conventional
4.25%
আজ হালনাগাদ
3.83%3.61%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.3
বিবরণ →
#43Organic Top
United Commercial Bank PLC
Upay MFS Partner
DPS Deposit Scheme
Conventional
8.25%
আজ হালনাগাদ
7.42%7.01%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.3
বিবরণ →
#44Organic Top
United Commercial Bank PLC
Upay MFS Partner
Fixed Deposit (FDR)
Conventional
9.00%
আজ হালনাগাদ
8.10%7.65%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.3
বিবরণ →
#45Organic Top
United Commercial Bank PLC
Upay MFS Partner
Personal Loan
Conventional
13.50%
আজ হালনাগাদ
13.50% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.3
বিবরণ →
#46Organic Top
United Commercial Bank PLC
Upay MFS Partner
Credit Card
Conventional
2,000/yr
আজ হালনাগাদ
Waiver @ ৳60,000N/A
NBR SRO 182 Slabs + Fee
4.3
বিবরণ →
#47Organic Top
Dhaka Bank PLC
SME Growth Partner
Savings Account
Conventional
4.25%
আজ হালনাগাদ
3.83%3.61%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.3
বিবরণ →
#48Organic Top
Dhaka Bank PLC
SME Growth Partner
DPS Deposit Scheme
Conventional
8.00%
আজ হালনাগাদ
7.20%6.80%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.3
বিবরণ →
#49Organic Top
Dhaka Bank PLC
SME Growth Partner
Fixed Deposit (FDR)
Conventional
9.00%
আজ হালনাগাদ
8.10%7.65%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.3
বিবরণ →
#50Organic Top
Dhaka Bank PLC
SME Growth Partner
Personal Loan
Conventional
13.50%
আজ হালনাগাদ
13.50% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.3
বিবরণ →
#51Organic Top
Dhaka Bank PLC
SME Growth Partner
Credit Card
Conventional
2,000/yr
আজ হালনাগাদ
Waiver @ ৳70,000N/A
NBR SRO 182 Slabs + Fee
4.3
বিবরণ →
#52Organic Top
Bank Asia PLC
Agent Banking Leader
Savings Account
Conventional
4.00%
আজ হালনাগাদ
3.60%3.40%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.2
বিবরণ →
#53Organic Top
Bank Asia PLC
Agent Banking Leader
DPS Deposit Scheme
Conventional
8.25%
আজ হালনাগাদ
7.42%7.01%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.2
বিবরণ →
#54Organic Top
Bank Asia PLC
Agent Banking Leader
Fixed Deposit (FDR)
Conventional
9.00%
আজ হালনাগাদ
8.10%7.65%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.2
বিবরণ →
#55Organic Top
Bank Asia PLC
Agent Banking Leader
Personal Loan
Conventional
13.75%
আজ হালনাগাদ
13.75% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.2
বিবরণ →
#56Organic Top
Bank Asia PLC
Agent Banking Leader
Credit Card
Conventional
1,800/yr
আজ হালনাগাদ
Waiver @ ৳50,000N/A
NBR SRO 182 Slabs + Fee
4.2
বিবরণ →
#57Organic Top
Premier Bank PLC
High Yield Deposit
Savings Account
Conventional
4.50%
আজ হালনাগাদ
4.05%3.82%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.1
বিবরণ →
#58Organic Top
Premier Bank PLC
High Yield Deposit
DPS Deposit Scheme
Conventional
8.75%
আজ হালনাগাদ
7.88%7.44%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.1
বিবরণ →
#59Organic Top
Premier Bank PLC
High Yield Deposit
Fixed Deposit (FDR)
Conventional
9.75%
আজ হালনাগাদ
8.78%8.29%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.1
বিবরণ →
#60Organic Top
Premier Bank PLC
High Yield Deposit
Personal Loan
Conventional
14.00%
আজ হালনাগাদ
14.00% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.1
বিবরণ →
#61Organic Top
Premier Bank PLC
High Yield Deposit
Credit Card
Conventional
2,200/yr
আজ হালনাগাদ
Waiver @ ৳75,000N/A
NBR SRO 182 Slabs + Fee
4.1
বিবরণ →
#62Organic Top
Sonali Bank PLC
State Sovereign Backing
Savings Account
Conventional
3.50%
আজ হালনাগাদ
3.15%2.98%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.1
বিবরণ →
#63Organic Top
Sonali Bank PLC
State Sovereign Backing
DPS Deposit Scheme
Conventional
7.50%
আজ হালনাগাদ
6.75%6.38%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.1
বিবরণ →
#64Organic Top
Sonali Bank PLC
State Sovereign Backing
Fixed Deposit (FDR)
Conventional
8.50%
আজ হালনাগাদ
7.65%7.22%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.1
বিবরণ →
#65Organic Top
Sonali Bank PLC
State Sovereign Backing
Personal Loan
Conventional
12.00%
আজ হালনাগাদ
12.00% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.1
বিবরণ →
#66Organic Top
Sonali Bank PLC
State Sovereign Backing
Credit Card
Conventional
1,000/yr
আজ হালনাগাদ
Waiver @ ৳40,000N/A
NBR SRO 182 Slabs + Fee
4.1
বিবরণ →
#67Organic Top
Agrani Bank PLC
Rural & Agriculture Focus
Savings Account
Conventional
3.50%
আজ হালনাগাদ
3.15%2.98%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.0
বিবরণ →
#68Organic Top
Agrani Bank PLC
Rural & Agriculture Focus
DPS Deposit Scheme
Conventional
7.75%
আজ হালনাগাদ
6.98%6.59%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.0
বিবরণ →
#69Organic Top
Agrani Bank PLC
Rural & Agriculture Focus
Fixed Deposit (FDR)
Conventional
8.50%
আজ হালনাগাদ
7.65%7.22%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.0
বিবরণ →
#70Organic Top
Agrani Bank PLC
Rural & Agriculture Focus
Personal Loan
Conventional
12.00%
আজ হালনাগাদ
12.00% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.0
বিবরণ →
#71Organic Top
Agrani Bank PLC
Rural & Agriculture Focus
Credit Card
Conventional
1,000/yr
আজ হালনাগাদ
Waiver @ ৳40,000N/A
NBR SRO 182 Slabs + Fee
4.0
বিবরণ →
#72Organic Top
Janata Bank PLC
Government Guaranteed
Savings Account
Conventional
3.50%
আজ হালনাগাদ
3.15%2.98%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.0
বিবরণ →
#73Organic Top
Janata Bank PLC
Government Guaranteed
DPS Deposit Scheme
Conventional
7.50%
আজ হালনাগাদ
6.75%6.38%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.0
বিবরণ →
#74Organic Top
Janata Bank PLC
Government Guaranteed
Fixed Deposit (FDR)
Conventional
8.50%
আজ হালনাগাদ
7.65%7.22%
NBR SRO 182 Slabs (৳0 - ৳15,000)
4.0
বিবরণ →
#75Organic Top
Janata Bank PLC
Government Guaranteed
Personal Loan
Conventional
12.25%
আজ হালনাগাদ
12.25% (Interest)N/A
BRPD 1% Prepayment Fee Cap
4.0
বিবরণ →
#76Organic Top
Janata Bank PLC
Government Guaranteed
Credit Card
Conventional
1,000/yr
আজ হালনাগাদ
Waiver @ ৳40,000N/A
NBR SRO 182 Slabs + Fee
4.0
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